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More Houston-area residents were able to attain a home at the end of 2025 as mortgage rates and home prices eased, according to a report from the Houston Association of Realtors.
The gist: According to HAR’s housing attainability report, 44% of households in the Greater Houston area could afford a median-priced home in the fourth quarter of 2025, compared to 40% in 2024.
The median home price declined to $337,200, with a monthly mortgage payment being $2,280, compared to $2,490 in 2024. To afford a median-priced home in Houston, households needed to earn at least $91,200 annually, states the report.
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